Simulation of loans for Postal Office employees
In 2011 the Postelegraphonics Institute () was suppressed and merged with Social Institute. The latter is therefore the social security institution to which all postal employees must refer, both on duty and at rest. The various services and services accessible to postal employees include the multi-year loan simulation.
What is the multi-year loan simulation? The multi-year loan simulation service is a web functionality accessible through the official Social Institute website. The application refers to all employees of Postal Office and associated companies who wish to apply for a subsidized loan.
Despite the suppression of the social security institution, in fact, those who work at the post office can continue to take advantage of the ex loans. Loans that allow you to obtain even high amounts at subsidized interest rates.
The best loan conditions
Social Institute ex Government Agency loans are divided into two categories: small loans and long-term loans. In the first case, these are loans with a maximum amount equal to 8 months of salary received by the applicant. The rate (Taeg) is 5% and the repayment can extend for a maximum of 48 months.
The ex multi-year loans, on the other hand, can last 5 or 10 years. they have a fixed interest rate (Taeg) of 3.5%. The amount that can be financed varies according to the purpose of the loan. Multi-year loans are in fact designed to meet a wide range of expenses, from the purchase of dental prostheses to the renovation of the house.
Having said this, let’s see how to access the multi-year loan simulation service.
How to calculate the multi-year loan hypost
Those who wish to calculate the installment of a small loan or a multi-year Social Institute ex loan can take advantage of the special service available on the Social Institute portal. To do this, you must first connect to the official website of the institution, at Social Institute.it.
From here it will be necessary to click on the link All services, present on the home page at the top left. Once on the page where all the services are listed it is necessary to navigate using the left menu to access the Postal Office Group Employees / Pensioners service (Credit, Mutuality).
Once logged in with the Pin Social Institute it will be possible to select the Demonstration calculation application and perform the simulation.