Do You Qualify for Workers Comp Benefits in Iowa?
Workers compensation benefits are provided to people who’ve been injured on the job. This money is paid regardless of who causes the accident. However, it is not always as clear to receive workers comp as it should be. It is important to understand if you qualify for workers compensation before anything else.
Iowa Workman’s Compensation is available to full-time and part-time employees. It is available to anyone who works at a facility, but the coverage is not automatically given to someone who claims they’ve been injured on the job. To qualify for workers compensation, file an incident report and the additional paperwork that is needed. The paperwork should be submitted to the Department of Workers Compensation where it is evaluated by a group of board members who will determine your eligibility for the insurance payments after your injury. It your claim for insurance coverage is denied, it’s probably beneficial to speak to an attorney to learn your rights.
When you’ve been injured on the job and to file a workers compensation claim, the employer at the workplace is authorized to choose the physician that provides care for your injuries. Unlike some of the other states, Iowa doesn’t have a time limit in place for the length of time in which you can receive benefits. As long as care is necessary, financial coverage can be provided to you.
Iowa is a state that makes completing the paperwork and worker’s compensation requirements a bit easier than some of the other states. Nonetheless, it is important to take the time to carefully complete the paperwork and take the time to make sure things are done the right way so your claim is not one of the thousands that is denied every single year.